Before you know it, life without the credit card is unthinkable. It becomes a struggle to make the ever-increasing minimum monthly payments, which must be made to keep the credit card open. If the minimum monthly payments become too high, or the credit card gets shut down, the carefully created balance between credit card payments and credit card usage will crumble and buying groceries and gas will be impossible. In short, you will be busted.
Credit cards can be an important part of modern personal finance. It helps your credit score. They allow you to make purchases without carrying cash or providing retailers your bank information, e.g. with debit cards and checks. I have a credit card. However, when credit cards go from a convenience to a way of life, your life becomes about servicing debt. That is no life.
Let the experienced lawyers at Croke & Croke, give you your life back. We can help you get out of the hole and get your life back. We have many options for people struggling with credit card debt; from Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, to Debt Negotiation, and Chapter 128 Debt Amortization. Call us at (414) 539-6184 or click here to set up an appointment.